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What exactly is an IVA?
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Good you have made a decision; it may or may not be the right one so let's look at the issues for this solution.

Homeowner loans- secured

If you're a home owner you may be able to take out a loan secured against your property. This is usually a cheaper long term solution than unsecured loans but, be warned, read our guide to secured loans first.

Homeowner - remortgaging

If you're a home owner you may be able to take out a remortgage of your property. This is usually a cheaper long term solution than unsecured loans but, be warned, read our guide to remortgaging first.

Unsecured loans

If you are a tenant you will only generally be able to obtain an unsecured loan. But, be warned, read our guide to unsecured loans first.

Any questions on how these loans might work - call us on 0800 195 6762 now.

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