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What exactly is an IVA?
How long will the IVA last?
Why is IVA better than Bankruptcy?
How much will the monthly payments be?
When is the best time to do an IVA?
I am self-employed. Can I do an IVA and continue trading?
 

 

  • Right advice for you - not what someone wants to sell you!

  • We give you free guides and flowcharts to help

  • All our clients get a written report on the best solution

  • Best of all, our expert advice is free!

 

  How We Work

Our purpose with this website is to allow you read about the options, make informed decisions and then act. We are here to help you learn and decide. So let's try and help you!
  What to do Next

First click on Am I Insolvent Page to establish if you are insolvent. Once you have checked that out then try clicking on Financial Position, work out your "Statement of your Affairs".
  Then What?

You will have a clearer picture of your financial position. Then think about what you want to achieve - Avoid bankruptcy? Do you want a loan? Why not click on "Personal Objectives" to think about your way ahead.
 
 
We can really help you! Download Debtless' unique flowcharts:
 
Get out of Debt
Going Bankrupt
IVA Flowchart
Using the Site
 

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