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What exactly is an IVA?
How long will the IVA last?
Why is IVA better than Bankruptcy?
How much will the monthly payments be?
When is the best time to do an IVA?
I am self-employed. Can I do an IVA and continue trading?
 
I do not know what I need yet!

 
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Well it's a common problem that we come across. There appears to be a lot of options, some that you might fear and others that you do not know anything about. Our job is to explain what they mean for you.

Our purpose with this website is to allow you read about the options, make informed decisions and then act. We will criticise you or be judgmental, we are here to help you learn and decide. So let's try and help you!


First click on Am I Insolvent Page to establish if you are insolvent or not. Once you have checked that out then try clicking on Financial Position, this will guide you as to how to compile a "Statement of your Affairs".

Then once you have completed that, you will have a clearer picture of the financial position that you are in. Please then think about what you want to achieve - do you want to avoid bankruptcy? Do you want a loan? Why not click on "Personal Objectives" to think about your way ahead.

Conclusion

So if you have returned here after working out your financial position and you know what your personal objectives are then why not click one of the buttons to the left or above and explore what you think is the most appropriate option. Or click on one of the options below.

If you are still unsure call us on 0800 195 6762.

 

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