Debtless... for a new start


	What exactly is an IVA?

	How long will the IVA last?

	Why is IVA better than Bankruptcy?

	How much will the monthly payments be?

	When is the best time to do an IVA?

	I am self-employed. Can I do an IVA and continue trading?

Contact Form

We are here to help - we will try to find the best solution for you but clearly we need some information.

Please remember all information is confidentially held, we will not contact anyone or any creditor about you. BUT if you do not wish to give us your name and address, that's fine for now. We will need a contact email address to reply to you.

Please fill out the boxes below that you are comfortable with, but you must fill out the boxes marked with an asterisk or we cannot contact you to help. Please be aware that by sending this form we will be able to contact you by email.

Name
Address
Address 2
Address 3
Town/City
County
Postcode
Preferred Contact Method
What is your Email address?
Telephone day?
Telephone Mobile?

Are you a homeowner?	Yes No

If yes what is your home worth approximately?
What is the outstanding mortgage?
If you have any other loans secured on your home what is outstanding?

Do you own your own car?	Yes No
What is its value?
Do you owe any money against the car?

Do you have any existing (unsecured) loans?	Yes No
What is owed on loan 1
What is owed on loan 2
What is owed on loan 3

Are you in arrears with any loans	Yes No
How much are you in arrears?

Do you have any credit cards?	Yes No
What is owed on each card?
If you have up to 3 cards enter the amounts owed in each box and the total.
If you have more than 3 cards put the total debt owed in the total box
Total number of cards:


Are you?
How many children do you have?
How old are you?
Are you employed?	Yes No
No I am self-employed

How much do you earn (after tax each month)?

How long have you been employed in this job?
Job Security

How much do you need to spend (just approximately) each month on the following?
Council Tax
Water Rates
Electricity/coal/oil/gas
Petrol/ Car costs
Other travel
Clothes
Gym/club memberships
Food
Children
School fees
Insurances
Holidays
Eating out / drinks
Other expenses
Telephone
Mobile
TV/Satellite
Pension
Total each month


Where did you hear about us?

Debtless collects data following guidelines within the Data Protection Act 1998. In order to comply with legislation we require your permission to keep you informed of our services and those of 3rd party organisations, which we feel appropriate to your needs. However, any information you supply will not be passed onto a 3rd party without first gaining your authority.	Please uncheck the box if you do not consent to your details being held on our records in line with the statement on the left.

Thanks for taking the time to complete this process, we will contact you soon to discuss the position you are in and describe some options if you wish us to. Please make sure that you fill out the Preferred Contact Method box.

If you have not given your name and telephone number we can only email you.

So, that's the first step to sorting out your problems, well done for getting this far! You will find that we are friendly; we will not judge you and we are here to help whenever you need it.

We look forward to helping you.